We have spoken with other Companies/Real Estate Investors/Realtors and they can’t help us. How is your company different?
We have seasoned professionals on our team who have many years of experience regarding real estate solutions. Our team members have encountered many different situations and we have systems in place that can handle almost any situation. We have resources available to us that many so called “experts” are unaware of. The best way to find out on how we can assist you is to contact us right away so we can start assessing your needs. If you need to sell quickly, time is of the essence, so please contact us today to begin the discovery process.
What if I owe more than what my home is currently worth?
We have many solutions to offer you if you currently owe more than what your home is worth. Our team has many options available to people in this unique situation. Please contact the local office closest to you to begin your FREE assessment.
What happens if I am behind on payments to the bank, can you buy our home?
In many cases, the simple answer is YES. As we all know, everyone has a special situation that requires special attention. Please fill out the form to get the process started to address your special situation.
What options are available when I am in a distressed situation and can no longer afford my monthly mortgage payment?
Homeowners have many options available to them when they can no longer keep up with their monthly mortgage payment or owe much more than what your house is worth. Our mission is to provide you with the knowledge you need in order to make an educated decision and get yourself out of your current situation.
Below are just a few of the many options available that we can use to get you into a better situation:
Short Sale- Many people owe more on their house than what their house is worth. It is estimated that almost 33% of the homeowners in America owe more on their home than what it is worth. We can work with your bank so they accept a short payoff, which will allow you to sell your home for less than what you owe and avoid a very costly foreclosure.
Reinstatement– In order to reinstate your loan and become current once again, you must pay all of the back payments owed as well as late fees and legal fees. It is tough for many homeowners to come up with this amount of money when they are already struggling making their monthly payment.
Loan Modification- The bank may allow you to modify certain terms of your loan. Depending on your situation, you may be able to modify your interest rate, monthly payment, etc.
Selling Your Home- This is a viable option if you can sell the home for what you owe as well as pay off any back payments, legal fees, back taxes, and any liens. If you are unable to do this, we can assist in working with your lender to have them accept a short payoff so you can sell your home and avoid a very costly foreclosure.
Refinance- We may be able to assist you with refinancing your home if you have enough equity so you can possibly lower your payment and pay off other debt.
Forebearance- Is your current situation only temporary? The bank may be willing to work out a temporary payment plan until your situation is back to normal.
Foreclosure- You can elect not to pursue any of the options you have available and have your property sold at public auction. This is the most damaging option to take. This will not only destroy your credit, but the bank may have the option to come after you for any losses they have incurred due to this.
All you have to do to get a customized solution tailored for you is either to contact us or to click on the link below and this will take you to an informational sheet to fill out. This will be sent over to us and we will get to work free of charge on your behalf and see what options you have available.